As a home owner you will probably have been through the mortgage and house buying process already. If it’s been a while since you purchased your last home, then you will find that the market has changed quite considerably and it has become much harder to borrow money. Today, lenders are a lot more selective about whom they will lend to and criteria for borrowing has become more stringent than ever.
The mortgage application process has also become more in-depth, requiring considerable documentary evidence to support all applications.
On a positive note, there is still a wide range of mortgage options available for people looking to move home and, in the current climate, lending rates can be very reasonable.
It’s our job at Carter Lee to take away as much of the stress as we can by managing the whole mortgage application process quickly and efficiently. Our attention to detail ensures that your application is packaged correctly from the outset so it is processed in the shortest possible time frame giving you the best chance of completing your purchase quickly and seamlessly.
We will advise, recommend and arrange the perfect mortgage for you having assessed all the options available and will include factoring in the terms of your current mortgage to ensure you structure your new mortgage the most cost effective way. This can include arranging to restructure your current deal or replace it entirely with a new mortgage.
For more information about mortgages for home movers, call Carter Lee on 01792 416260 or email us with your specific enquiry at firstname.lastname@example.org.
Your home may be repossessed if you do not keep up repayments on your mortgage.