Accident, Sickness & Unemployment Insurance

Accident, Sickness & Unemployment insurance (ASU), sometimes referred to as mortgage payment protection, can provide you with an income to meet your outgoings if you are off work sick, have an accident or are made redundant. It pays out a monthly benefit to cover your mortgage and other related costs.

Buildings Insurance

If you have a mortgage, your lender will insist that your property (and their security) is protected by buildings insurance. These policies will normally pay out if your property is destroyed by fire, floods or subsidence (although you will need to check if you live on a flood plain, for example). Damage to fixed fittings such as baths and kitchens are often included, as well as sheds, greenhouses and garages.

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